Bad Credit

Bad credit can happen to the best of us. A series of financial
events can take place to hinder our ability to pay our debt. A
loss of a job or several high paying emergencies, whether it
be health related or due to car and house repairs, can put one
behind in making payments.

Many times people will ignore their late due payment notices for
loans which can be the worst possible thing to do. Most of the
time when you notify your bank or lender and tell them of the your
financial situation, they are willing to work with you. Some banks
will set up a payment plan that will work better for you until you
are back on your feet. Some will allow you to make payments only on the interest of a loan and not the principal for several months or whatever you may be able to work out with the financial institution. But ignoring notices tells the bank exactly
what you don't want them think, that you don't care about paying
back your debts.

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Don't let pride get in your way of asking for help. Financial institutions,
for the most part, want to help when you are in a money bind. Allow
them to work with you on a payment plan that will suit both your needs.

Connie Barker

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